Housing loan for public employees
Our housing loan offer is a membership benefit. The current maximum loan is NOK 2.3 million – if there are two members in the household, you can borrow NOK 2.3 million each.
Establishment and registration fee
Establishment fee when applying online: 1 800 kr
Establishment fee when using paper application: 2 000 kr
Loan registration fee: 500 kr
Read more about our fees and prices (in Norwegian).
How can you spend the loan amount?
Buy a new home
You can apply for a housing loan to buy a new home. We do not need first-priority on the housing loan for your new home.
Refinance a housing loan to get better terms and save money
We can take over your housing loan from other banks. If you are going to buy a home with a short takeover deadline, you should enter into a loan agreement with your current bank and transfer the loan to us afterwards.
Renovation and rehabilitation
You can apply for a housing loan to renovate or rehabilitate your house, or to build a garage.
Loans for probate- and inheritance settlement
You can apply for a loan for probate settlement in the event of divorce, or for inheritance settlement, if you are going to be the resident of the home.
With The Norwegian Public Service Pension Fund's housing loan, you get
- Favourable terms and a competitive interest rate that is equal for all members. You are ensured predictability and security, and you do not have to negotiate conditions or interest rate.
- The interest rate is set by the authorities up to six times a year. You avoid unexpected fluctuations and surprises.
- We do not need first-priority on the home housing loan.
Log in and apply for a housing loan
Log in and fill in a housing loan application. Be aware that our loan application documents are all in Norwegian.
You can sign the loan offer electronically via a link in our reply. We will contact you if we need more information.