This is how you apply for retirement pension

When you turn 62 years old, you can begin to draw on your retirement pension. You can do this and continue to work, or you can decide to retire or work part-time if your employer agrees. It is also your responsibility to apply for your own pension.

Important to know

In 2025, those born in 1963 will turn 62. They will be the first to draw their state pension under the new rules.

  • You can choose when you want to start drawing your state pension from the age of 62.
  • You can continue working without any reduction to your pension.
  • It is you who applies to recieve your state pension from the us. We do not require any notification from your employer.
  • You can apply for your pension by logging in with Bank-ID on My page. If you do not have a Bank-ID, please contact our customer centre directly. 

Log in and apply for retirement pension

  • In the pension calculator, you can see how much pension you have accrued so far.
  • You can simulate your annual retirement pension and AFP (lifelong contractual pension) if you continue in the same job going forward. Figures from the national insurance scheme (NAV) are also included.
  • You can see what options you have for combining work and pension, and how different alternatives will affect you.
  • Four months before you turn 62, a new option called "Apply for pension" will appear in the pension calculator. This option will be displayed on the page until you choose to apply. The vast majority of our members can use this digital application.